Does the Ontario Disability Support Program stop at 65?

No. Turning 65 does not automatically end Ontario Disability Support Program income support. However, the program requires recipients to pursue Old Age Security at 65. Old Age Security, the Guaranteed Income Supplement and Canada Pension Plan benefits are income that can reduce an Ontario Disability Support Program payment. For many people, seniors' benefits bring their income above the program limit, so the monthly payment becomes zero.

The result depends on your circumstances. Someone who is not eligible for Old Age Security may still qualify for the Ontario Disability Support Program after 65 if they meet its financial and other rules. Tell your caseworker as soon as Old Age Security, the Guaranteed Income Supplement or Canada Pension Plan benefits start, and provide the benefit letters. Receiving both full payments without reporting the new income can create an overpayment that must be repaid.

Health coverage also changes. If you already receive Ontario Drug Benefit coverage through ODSP, that drug coverage continues at age 65 under the seniors' rules. A low-income senior can apply for the Seniors Co-Payment Program. If seniors' income makes you financially ineligible for the Ontario Disability Support Program but you have high health costs, ask your caseworker about the Extended Health Benefit before your income-support file closes.

Start planning several months before your birthday. Confirm whether Service Canada will automatically enrol you in Old Age Security, apply if necessary, keep copies of every letter, and ask your caseworker which Ontario Disability Support Program health supports could continue. The official Ontario Disability Support Program income rule confirms that recipients must pursue Old Age Security at 65.